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Mortgage Checklist

The following information is usually required during the loan process:

  • Photo ID (current U.S. driver’s license or passport, state ID, or resident alien card and social security card)
  • Most recent pay stubs for the past two (2) months, for all jobs held by each loan applicant
  • Most recent two (2) years W-2 forms for each loan applicant
  • Most recent two (2) years personal income tax returns (1040s)
  • If self-employed, most recent two (2) years personal income tax returns (1040s) with all supporting schedules
  • Most recent two (2) months bank statements, showing all transactions for all accounts
  • Most recent two (2) months brokerage or investment statements, showing all transactions
  • Most recent two (2) months retirement account statements, showing all transactions
  • Signed purchase contract for the new property, along with building plans if applicable
  • Additional documents, as requested
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